Truckers Choose Us
Again and Again

We have been providing trucking 
factoring services nationwide for decades
and have clients in hundreds of industries.
We understand that to be successful
in Trucking, you need cash.

Cash for  payroll,  overhead expenses,
taxes or simply relieve the financial burden
experienced during rapid growth periods

As a client you are assigned one
account administrator who will personally
handle all of your account activity
and inquiries.
This gives us the ability to buy
your receivables and get the
money to you within 12 to 24 hours.

Having one person look after
your account also makes it easy
for you to decide which invoices
you are going to sell and when
you want to sell those invoices.

More Reasons Why
Trucking Companies
Choose Our Factoring Services

Same Day Funding

Advance Rates that Exceed
  Industry Norms by 20%
   We offer cash advance rates up to 97%
   The typical maximum in the industry
   is 80%.
   We can offer you higher advances because
   of our unique financing capabilities

Flexible Contracts-
   We provide you with contracts
   that meet your cash flow needs,not ours.
   
   Unlike the others, we do not make
   you sign long-term contracts and we don't
   charge you fees when you are inactive.

Invoice Processing
   Not only can we offer you the most
   advanced technolgy but we also maintain
   the old-fashioned systems because
   every client has different needs.

   Unlike the Others, our objective here
   is not to force you to conform to us,
   but to get you the cash you need
   in the quickest and most
   efficient manner.

Credit Management Services
  at No Extra Cost
   We provide credit analysis on both
   new and existing accounts. 
   We actually pull credit reports
   from various reporting services that
   we contract with and report back
   to you as to whether or not
   they are creditworthy

Experienced Account Managers
   We are seasoned professionals with
   an average of 11years industry
   experience per account executive.   
   (Well above the factoring industry
   norm of 2 years)

Personalized Service
   You have one dedicated person and his
   or her assistant who handle your account.
 
   Unlike the others, with us you don't
   have to start over each time you call 
   with a new person

Please contact us today
   and our seasoned factoring
   specialists will help you
   get the cash you need TODAY

1-800-986-1854

Email Us
or complete the
On-Line Factoring Request Form

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Why
Trucking Companies
Choose Us
 
HIGHEST CASH
ADVANCES (up to 97%)
We offer the highest
advances in the
trucking factoring industry. 
How?
Because of our unique
financing capabilities

NO ANNUAL TERM
CONTRACT REQUIRED
Other trucking factoring
companies require you to
sign a restrictive contract
that ranges from 6 months
to 1 year or longer.
And they require you factor
with them during that
entire time.

LOWEST TRUCKING
FACTORING RATES
Factoring trucking leader;
We have the lowest trucking factoring rates
in the industry  
How?
Because of our unique
financing capabilities

100 YEARS
COMBINED EXPERIENCE
With over 100 years
combined experience in
factoring for the trucking industry.Our knowledge and experience enables us to
have a working
understanding of the unique demands you face each day.

NO MINIMUM DOLLAR
AMOUNT FOR EACH INVOICE.
You may factor all of your
accounts or you may choose to factor only a few. In other
words, you can customize
your own account!

24/7 Online account
management tools
Our online services let
you view your reports and
collection activity updated daily.

Startup companies
are welcome. 
Startups Are Our Specialty!
Did you just get your
authority? Going out on
your own after being
leased on?  If your trucking
company is just getting started, you've come to the right place.
We can help you identify quality customers, strengthen your
credit with positive cashflow,
and have our account managers professionally represent your company.

Fuel Cards
You can continue using your established Fuel Card account or we are happy to provide you Fuel Card resources.

Here is our progam.
Fuel/Debit Card Program Details

The fuel card is accepted as cash at all locations.

40,000 available locations, including Flying J, Petro, Pilot, Travel Centers, Wilco, and Loves.

Special Negotiated fuel rebates with Petro and Pilot ($.01 per gallon).

The capabilities of the program are endless. The card(s) may be used for fuel purchases, cash, oil / additives, tire purchases and repairs, minor truck repairs, truck washes, oil changes, etc. The program is customized to fit your special needs.

Low transaction fee that remains the same no matter the product being purchased, the dollar amount of the transaction or the location of purchase.

Detailed daily or weekly reports for expense and driver tracking & web access upon request.

Your account is assigned a Personal Identification Number (PIN), which allows 24-hour access to your account.

Superior personalized customer service directly from our experienced staff

Additional Factoring Information For  Trucking Companies
The difference between factoring and other sources of financing is that the factor actually purchases and tracks commercial invoices.  In addition to providing immediate cash on invoices, the factor performs valuable credit analysis on new and existing customers and conducts professional, routine follow up on invoices as they become due.  

For the business manager who spends a good portion of the day collecting, bookkeeping and searching for capital, the entire factoring package offers peace of mind.  The manager can actually focus on important aspects of the business that are often pushed aside, such as marketing and production.

Depending on the agreement, businesses can pick and choose which invoices they wish to sell to the factor, who immediately advances eighty percent or more of the face value of the invoices.  The balance of the funds, less the discount fee, is released once the invoice is collected.  

The cost of doing business with a factoring company is the discount taken on the invoices submitted for funding.  Fees range from 3 to 9 percent, depending on volume, credit-worthiness of the customers sold and overall risk.  The discount taken is best compared to a merchant accepting a Visa or MasterCard transaction and receiving immediate payment, less a percentage or discount, before the actual cardholder has paid his or her monthly statement. 

Setting up a factoring relationship is quick and easy in comparison to other forms of financing.  Applications simply call for basic company information and a customer list.  Years of profitability are not required which makes factoring an option for startups generating receivables.  It is possible that funding can occur in as little as a couple of days after the receipt of the application and invoices.

Each factor operates slightly different.  It is important to understand which programs  provide the greatest benefits and at the least cost. Several criteria should be addressed  when searching for a reputable factor.   Are there setup fees, maintenance fees or penalty fees? Is there a long term contract? Are there monthly minimums? Does the factor provide credit and collection services at no additional charge? What accounting reports will the factor supply?  What value-added services does it provide?